Business Funding Made Easy
At Pedro Phinn Consulting, we understand that growing your business requires access to fast, flexible funding. Whether you need capital to expand, renovate, manage cash flow, or cover unexpected expenses, we’re here to help you unlock the financial support you need—quickly and efficiently.
Why Choose Our Business Funding Solutions?
We offer business funding solutions tailored to your specific needs. No lengthy paperwork or complicated processes. Just simple, clear, and accessible funding based on your business’s performance.
Fast Access to Capital
Receive funds in as little as 24-48 hours from approval.
Flexible Repayments
Repayments are based on a percentage of your daily card sales, making it easier to manage cash flow without the stress of fixed monthly payments.
No Hidden Fees
Transparent pricing with no unexpected costs. You only repay a fixed fee agreed upon upfront.
No Fixed Repayment Terms
Since repayments are based on your sales, you only pay when you earn, so your cash flow won’t be strained during slow periods.
Use Funds for Any Business Purpose
From expanding operations to launching new products, or covering short-term gaps in cash flow, the choice is yours.
How Does Business Funding Work?
1. Submit Your Application
Fill out our simple Client Services Application Form and provide a minimum of 3 months of recent bank statements. This helps us assess your eligibility and provide a bespoke funding offer.
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2. Get Your Offer
We’ll review your information and typically provide a tailored funding offer within 24-48 hours. No long waits, no complicated processes.
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3. Access Your Funds
Once the offer is accepted, funds will be transferred directly to your business bank account, allowing you to use the capital however you see fit.
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4. Flexible Repayments
Your repayments will automatically adjust to your daily card takings, ensuring you’re never paying more than you can afford on slower sales days.
Who Can Apply?
Our funding solutions are designed for UK businesses that process card payments regularly. Whether you're a retail shop, restaurant, service provider, or any other type of business, if you’re generating consistent sales via card payments, we can help.
You’ll typically need:
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A minimum monthly card turnover of £5,000
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At least 3 months of trading history
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A registered UK business (Ltd or sole trader)
Why Flexible Funding Works for Growing Businesses
Unlike traditional loans, our funding solution is built to grow with your business. There are no fixed repayment schedules—you repay based on your daily sales, so your cash flow remains healthy. This means:Double click to edit and add your own text.
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No stress during slower periods—repayments reduce when sales are low.
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Focus on growth—use the funds to invest in marketing, stock, renovations, or expansion without worrying about rigid monthly loan payments.
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Quick and easy access—get the funding you need without waiting weeks for bank approvals.
How Much Could You Borrow?
The amount you can borrow depends on your average monthly card turnover. Here’s an estimate:
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£5,000 - £20,000 card turnover: Borrow between £1,000 - £5,000
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£20,000 - £50,000 card turnover: Borrow between £5,000 - £20,000
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£50,000+ card turnover: Borrow up to £100,000 or more
The more your business earns through card payments, the more you can access.
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How do repayments work?Repayments are a fixed percentage of your daily card sales. This means you pay more when you earn more and less when sales are slower.
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What can I use the funding for?You can use the funds for anything related to your business—whether it’s to purchase inventory, renovate your premises, cover payroll, or invest in marketing.
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What if I have a bad month?Since repayments are based on your card sales, if you have a slow month, your repayment automatically adjusts, meaning you never pay more than you can afford.
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How do I apply?Simply complete our Client Services Application Form and provide your most recent 3 months of bank statements. We’ll review your information and provide an offer within 24-48 hours.
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Is this a loan?No, it’s a flexible business advance that works differently from a traditional loan. There’s no fixed interest or repayment term, just a one-time fixed fee agreed upfront.